بازرگانی حەڵاڵ Checker
گەڕان any ئامراز — فۆرێکس pair, زێڕ, کریپتۆ, index, or stock — and see the most-commonly-held scholarly view on it. Educational only. ShaFX is not a fatwa authority; always consult a qualified دارایی ئیسلامی scholar for personal rulings.
🔍 گەڕان an ئامراز
جۆر a symbol (EURUSD, XAUUSD, BTC, US500…) or a category to see the common ruling and the conditions required for it to be permissible.
📚 Concepts every Muslim trader should know
ڕیبا (Interest)
Any guaranteed return on money lent. Includes overnight swap charges on standard فۆرێکس هەژمار — which is exactly what بێسواپ هەژمار remove.
غەرەر (Excessive uncertainty)
Contracts with unknown subject matter or unclear outcomes. Most scholars consider speculative trading to involve gharar — risk management mitigates but does not remove it.
مەیسیر (Gambling)
Pure chance-based gain. بازرگانی دەکات without a strategy, plan, or research is closer to maysir than to investment. فێرکاری and analysis matter.
Qabd (Possession)
تۆ should "possess" what تۆ trade. Pure CFD speculation without underlying asset ownership is debated. Spot trading with physical settlement is cleaner.
🛠️ Quick tools
Swap-free broker list
بڕۆکەرەکان offering Islamic هەژمار that remove overnight swap interest.
بینین comparison →حیسابی ئیسلامی چێکلیست
What to verify before opening — admin fees, hold-period rules, scholarly endorsement.
بکەرەوە چێکلیست →زەکات on trading profits
How to calculate zakat on trading هەژمار profits. 2.5% of net wealth held for one lunar year.
زەکات guide →📅 Hold-period rules (key for compliance)
Same-day trades: Most scholars permit intra-day spot trading — تۆ take a position and close it the same day. No overnight swap accrues, so no riba.
Overnight without swap: Permissible on a true بێسواپ هەژمار where the broker does not charge OR pay interest. Watch for hidden "admin fees" replacing swap.
Overnight with swap: Not permissible without a بێسواپ هەژمار. Standard هەژمار always charge or pay swap.
Multi-day positions: Permitted on بێسواپ هەژمار but verify the broker's "anti-churning" rules don't impose hidden charges after a certain hold-period.